Discover and quote
Check available networks, supported stablecoins, exchange routes, fees and required funding permissions.
Authorize and fund
Use a source-chain payment authorization or an approved prefunded balance. Delegated agents operate under explicit spending limits and expiry.
Receive a guarantee decision
For eligible payments, the provider can issue a verifiable guarantee. A guarantee is not equivalent to blockchain finality.
Pay the merchant
The executing solver uses available liquidity to deliver the merchant's settlement asset.
Settle and reconcile
Source assets are recovered and the payment ledger records final state and fees.
Funding modes
Per-payment funding
Authorize a transfer at checkout without maintaining a persistent balance in the payment platform.
Prefunded
Use a funded payment balance with explicit authorization and accounting.
Controlled delegation
Apply limits, expiration, idempotency and payment status checks for agent workflows.