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DEVELOPERS / API REFERENCE

Payment API

A unified versioned interface for quote discovery, authorization, payments and reconciliation.

Core resources

The table describes the target payment API. For an executable test, use the payment sandbox and the OpenAPI contract for /mock/v1.

MethodRoutePurpose
GET/v1/capabilitiesOperational networks, assets and payment capabilities
POST/v1/quotesRequest eligible payment route and fee quotation
POST/v1/paymentsCreate authorized, idempotent payment
GET/v1/payments/{id}Read current status, guarantee and settlement
GET/v1/payments/{id}/eventsRetrieve append-only payment events

Payment status model

AWAITING_DEPOSIT
DEPOSIT_OBSERVED
GUARANTEED
PAYOUT_PENDING
PAID
SETTLED

Guarantee, payout and settlement are separate dimensions. Failed or expired payments require explicit terminal states and recovery rules in the backend contract.

Integration rules

An OpenAPI contract and actual live API deployment should be versioned together. A static site is not an API implementation.